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	<title>Comments on: Working With a Collection Agency</title>
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	<link>http://www.bankruptcycarloans.org/2007/04/24/working-with-a-collection-agency/</link>
	<description>Helping people get car loans after a Bankruptcy.</description>
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		<title>By: Jason</title>
		<link>http://www.bankruptcycarloans.org/2007/04/24/working-with-a-collection-agency/comment-page-1/#comment-6767</link>
		<dc:creator>Jason</dc:creator>
		<pubDate>Fri, 28 Jan 2011 21:15:15 +0000</pubDate>
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		<description>Anon - If you owe money, I would still follow the same process. Once a debt goes to collection, the damage to your credit report is done. No reason not to try and negotiate for a lesser amount in my opinion (NOTE: I&#039;m not an attorney or certified financial person - this is just based on my own personal experience).</description>
		<content:encoded><![CDATA[<p>Anon &#8211; If you owe money, I would still follow the same process. Once a debt goes to collection, the damage to your credit report is done. No reason not to try and negotiate for a lesser amount in my opinion (NOTE: I&#8217;m not an attorney or certified financial person &#8211; this is just based on my own personal experience).</p>
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		<title>By: Anonymous</title>
		<link>http://www.bankruptcycarloans.org/2007/04/24/working-with-a-collection-agency/comment-page-1/#comment-6766</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Fri, 28 Jan 2011 19:07:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcycarloans.org/2007/04/24/working-with-a-collection-agency/#comment-6766</guid>
		<description>what if you do owe the money? do the same thing?</description>
		<content:encoded><![CDATA[<p>what if you do owe the money? do the same thing?</p>
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		<title>By: Angela</title>
		<link>http://www.bankruptcycarloans.org/2007/04/24/working-with-a-collection-agency/comment-page-1/#comment-766</link>
		<dc:creator>Angela</dc:creator>
		<pubDate>Thu, 15 May 2008 15:14:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcycarloans.org/2007/04/24/working-with-a-collection-agency/#comment-766</guid>
		<description>I have a question.  I am in collections from a banking institution (poor bookkeeping on my part) and I haven&#039;t heard from them in over a year. How can I contact them to discuss settling this debt ($1000) or should I leave it be since they haven&#039;t pursued me? I want to try and work out a pymt plan and when they did try to call me a few times last year, I wasn&#039;t in a position to satisfy this debt. I am recently married and my husband and I are seeking an attorney to file chapter 7 bankruptcy. Is this something I can claim? Or again, should I just leave it alone because they no longer contact me? PLEASE email me back with advice of your personal opinion. Thank you kindly! -Angela</description>
		<content:encoded><![CDATA[<p>I have a question.  I am in collections from a banking institution (poor bookkeeping on my part) and I haven&#8217;t heard from them in over a year. How can I contact them to discuss settling this debt ($1000) or should I leave it be since they haven&#8217;t pursued me? I want to try and work out a pymt plan and when they did try to call me a few times last year, I wasn&#8217;t in a position to satisfy this debt. I am recently married and my husband and I are seeking an attorney to file chapter 7 bankruptcy. Is this something I can claim? Or again, should I just leave it alone because they no longer contact me? PLEASE email me back with advice of your personal opinion. Thank you kindly! -Angela</p>
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		<title>By: The 3 Most Common Types of Collections &#124; Bankruptcy Car Loans . org</title>
		<link>http://www.bankruptcycarloans.org/2007/04/24/working-with-a-collection-agency/comment-page-1/#comment-61</link>
		<dc:creator>The 3 Most Common Types of Collections &#124; Bankruptcy Car Loans . org</dc:creator>
		<pubDate>Thu, 05 Jul 2007 17:25:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcycarloans.org/2007/04/24/working-with-a-collection-agency/#comment-61</guid>
		<description>[...] reading this than it&#8217;s probably too late for that. If you haven&#8217;t read my tips for working with a collection agency, make sure you do so now. In addition to those tips, it&#8217;s not too late to get your insurance [...]</description>
		<content:encoded><![CDATA[<p>[...] reading this than it&#8217;s probably too late for that. If you haven&#8217;t read my tips for working with a collection agency, make sure you do so now. In addition to those tips, it&#8217;s not too late to get your insurance [...]</p>
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		<title>By: How to Get a Car Loan after filing Bankruptcy &#124; Bankruptcy Car Loans . org</title>
		<link>http://www.bankruptcycarloans.org/2007/04/24/working-with-a-collection-agency/comment-page-1/#comment-2</link>
		<dc:creator>How to Get a Car Loan after filing Bankruptcy &#124; Bankruptcy Car Loans . org</dc:creator>
		<pubDate>Thu, 10 May 2007 20:23:05 +0000</pubDate>
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		<description>[...] Working With a Collection Agency [...]</description>
		<content:encoded><![CDATA[<p>[...] Working With a Collection Agency [...]</p>
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